Timali connects consumers with registered Financial Service Providers (FSP's) offering borrowing products (loans). Our product offering is a mobile application for FSP's to manage their clients and loans. The mobile application is integrated with this website, where consumers can browser all registered FSP's, the loan products they offer, and submit loan applications. Timali aims to promote responsible credit by allowing FSP's to rate consumers based on their repayment trends; and sharing this data with other FSP's.